Financial Perspectives

or, rather, the same perfume but at a lower price.

As always, the way to get this is via an online retailer like discountfragrance-online.co.uk who strip away all the expensive demonstrators and fancy chairs and provide you with the same perfume that you could buy in the fancy shops but at a considerably more sensible price.

Of course, in reality you don’t save that much money on such things but what you end up with is a much higher quality of perfume for your money. The only downside is that you can’t make it a last minute thing as you need to allow for a few days in the post.

If you’re a young driver then insurance companies are basically going to assume that you’re a bad driver simply because of the statistics.

However, clearly not all young drivers are bad drivers. But if you’re one of the good ones, your problem up to now has been proving it. That’s where technology has finally come in for young drivers car insurance in the form of what’s essentially a consumer version of the device installed in trucks to keep track of the driving habits of the professional drivers.

What this does is to record your driving so it’ll keep track of the length of your journies, your speed, how fast you accelerate and brake, etc. From this the insurance company doesn’t need to assume anything about your driving as they can see exactly how you drive which, hopefully, will lead to lower insurance rates for those young drivers who are good drivers.

It’s been a very long time since we had the opportunity to view how the use of a wide range of products changes when the price of them goes down.

Sure, we’ve been used to that happening on all kinds of electrical and electronic items with computers almost dropping to the fashion item price range (hence the arrival of colour choice recently of course). However, who’d have thought of that very same thing happening to something like eyeglasses?

That’s a product that’s historically been seen as involving highly trained opticians, expensive offices and skilled technicians which overall seemed very much like a recipe for high prices as far as you could see. Except that online retailers like ZunniOptical are changing all that with prices at the bottom end of the range (which don’t look like el cheapo glasses by any means) coming in for pretty much loose change.

Clearly when a product drops into that “loose change” price range from previously having sat well in the “fairly serious money” price range then there’s going to be big changes in how it’s perceived and used. For one thing, the concept of having a single pair of glasses purely because it wouldn’t be worthwhile to have more than one pair doesn’t hold any more. Thus, even at the lowest price there is heaps of choice and the opportunity to match your glasses to your outfit in a way that wouldn’t have been viable before.

I wonder what’ll be the next product that this will happen to?